Flooded warehouses. Hurricane-wrecked ports. Spoiled temperature-sensitive shipments.
If you’re in the marine cargo business, you already know — climate-driven risks are no longer rare. They’re reality. And the volume of related claims is only growing.

At Arete Adjusting, we help clients across industries navigate this changing landscape with sharper insights, faster responses, and a whole lot of hard-earned expertise.

Here’s what you need to know (and how to stay prepared):

Weather Patterns Are Changing. So Are Claim Trends.

2024 alone saw:

• Record hurricane activity in the Atlantic
  
• Widespread port disruptions due to floods
  
• Temperature swings causing increased loss of perishable goods
  

Marine cargo claims linked to climate and weather are up across the board.
Claims are getting more complex.

Why? Because supply chains are longer, risks are more interconnected, and contracts aren’t always keeping pace with real-world exposures.

 What’s at Risk?

Common weather-driven claims we’re seeing:

• Flood-damaged goods at the port or warehouse
• Cargo lost due to hurricane delays and vessel rerouting
• Temperature-sensitive cargo spoiled by unexpected heat waves or power loss during transit
• Increased liability disputes over who “owns” the loss when climate events disrupt the chain
  

Industries most affected: food & beverage, pharmaceuticals, electronics, luxury goods, textiles.

How Arete Helps You Stay Ahead

• Fast mobilization post-event:
  Our adjusters move quickly when a weather event hits — assigning the right expert for the job — to assess losses, preserve evidence, and streamline the claims process.
• Expertise with sensitive cargo:
  We know the nuances of temperature-controlled shipments, chain-of-custody documentation, and proving causation in weather-related cases.
• Contract review:
  We work with clients to identify possible scenarios that can arise. (Pro tip: your Incoterms matter more than you think.)
• Data-driven insights:
  Arete leverages data from past events and current climate models to help clients anticipate emerging risks rather than just react to them.

 What Can You Do Today?

Here’s your weather-driven cargo risk checklist:

• Review your cargo policies — do they cover floods and temperature fluctuations?
• Map out storage and transit vulnerabilities in your supply chain.
• Work with logistics partners to confirm backup plans for power loss and rerouting.
• Keep pre-loss documentation up to date — it makes claims much smoother.
• Connect with your adjuster (us!) now, not after the storm hits.

The Arete Advantage

In a world where climate volatility and climate risks are the new normal, Arete Adjusting is ready to help you:

• Mitigate losses
  
• Navigate complex claims
  
• Protect your reputation and relationships
  

Because in marine cargo, it’s not just about what’s on the ship — it’s about what’s on the line.

Are you prepared for climate risks? We are. Let’s talk.