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Top Four North American Trends in Cargo Recovery and Litigation: What to Watch in 2025

In 2025, the cargo recovery and litigation landscape in North America will evolve in ways that demand attention from insurers, brokers, freight forwarders, and cargo owners. Global supply chain disruptions, regulatory shifts, and a changing fraud profile will shape how claims are pursued and resolved.

At Arete Adjusting, we monitor these developments closely to manage current claims efficiently and help our clients prepare for the risks on the horizon. 

1. Increased Litigation in High-Value Losses
Courts are seeing a rise in contested cargo claims, especially for electronics, pharmaceuticals, and luxury goods. Higher values mean more disputes over liability and policy interpretation.

2. Greater Fraud Scrutiny
Sophisticated cargo theft and falsified documentation are prompting insurers and adjusters to tighten verification protocols. Expect deeper investigations and stricter evidentiary requirements.

3. Regulatory Changes Driving Complexity
New trade security rules, particularly for cross-border shipments, are adding compliance layers that can impact claims timelines and recovery strategies.

4. More Cross-Border Disputes
With the rise in U.S.–Mexico and U.S.–Canada trade, jurisdictional issues are becoming more common, often requiring multi-party coordination.

How Arete Adjusting Helps Clients Stay Ahead

  • Efficient Claim Resolution – Leveraging our network to speed recoveries and manage disputes.
  • Fraud Investigation Expertise – Coordinating with carriers, law enforcement, and private investigators when necessary.
  • Cross-Border Coordination – Guiding clients through differing legal frameworks to resolve claims effectively.

The cargo recovery and litigation environment in 2025 is complex—but it’s also manageable with the right expertise. At Arete Adjusting, we combine in-depth industry knowledge with strategic claims handling to protect our clients’ interests, whether resolving disputes quickly or navigating the most challenging cases.

Contact Arete Adjusting to discuss how we can help you prepare for the year ahead and safeguard your cargo interests.

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